Investor Jason Atsugiri's instructions to "increase money" 3 steps "Investor" Atsugiri Jason's instructions 3 steps to "increase money"
Did you know that comedian Atsugiri Jason is also an investor? In his case, he said he had amassed enough money in just 15 years to make his whole family feel safe and secure.
How is that even possible? This book, "How to Increase Jason's Money" (Pia), contains a simple investment method and a unique monetary philosophy.
"Jason Style How to Increase Money" (Atsugiri Jason) PiaJason was born in Michigan, USA in 1986. When he was 17, he skipped a grade and entered Michigan State University. Graduated from the University of Illinois, Faculty of Engineering, Department of Computer Science. First, I got a job at GE (General Electric). After that, he came to Japan and now continues his entertainment activities in Japan while working as an executive of an IT company.
Reduce spending and invest
Jason started investing after joining GE. It all started when he invested in company-mandated index funds and stocks.
Two years ago, I was able to live solely on asset management, but my goal was not the now-famous FIRE (financial independence and early retirement). However, when he actually becomes financially independent, he feels that he has obtained a free passport of security and freedom.
Jason's investment method is just three very simple steps.
"Spend less, invest the rest, wait."That's it.
Explained in order. First, review your spending. As a family of five, Jason spends about 270,000 yen a month (not including housing and insurance). Surprisingly frugal.
Why is it important to control spending? That's because cutting spending is far more cost-effective than creating new income. The first step in reviewing your spending is to visualize how much you spend each month.
As an economist, I am showing off this serious "saving technique".
・Avoid buying PET bottled drinks from vending machines and convenience stores as much as possible!・If you don't need it, don't go to the convenience store. ・Buy in bulk at a cheaper supermarket and buy at a discount."Make sure you have enough cash to live without work for three months."
Now it's time to invest. It's also very simple. All you have to do is put money into an index fund of US stocks on a regular basis. In other words, I only invest in investment trusts. It is a theory of “long-term, diversification, accumulation” investment.
Jason introduces a method called "dollar cost averaging", in which a fixed amount is determined and invested on a regular basis. This way, you don't have to check the price movement, so it's easy. Specifically, we use an investment trust listed on an exchange called "U.S. ETF".
How much should I invest? "Always keep enough cash to live without a job for three months, and invest all the rest," Jason says. This is because it is essential not to withdraw the accumulated funds even if a crisis occurs.
Therefore, the idea of "using some percentage of your income for investment" is wrong. It is important not to change the standard of living. This is where the “review of spending” comes into play.
So, what should people do if they don't have enough money? Such people are advised to "save money until the commission is less than 1% of the purchase amount and then start investing."
For example, if all the fees add up to 1,000 yen, save 100,000 yen first and then start investing. If you start investing with 10,000 yen even though the fee is 1,000 yen, it will take time to recover the fee.
Also, you don't need to "pay monthly". The important thing is to "deposit without interruption, but only after the fee is less than 1%".
I will do what I want to do with my economic independence
Jason recommends US stocks because the products and desires of the US companies around him are the reason for the strength of US stocks. It is said that it is because In addition, US stocks have continued to grow steadily despite major crashes over the past 120 years.
It's Jason's style not to sell once you start investing. “There is no goal.
Even with an index fund that continues to rise, if you cut it down, you will be charged fees and taxes each time, and you will not be able to obtain a sufficient return. All distributions received are always reinvested.
By the way, even if Jason doesn't sell mutual funds, he still checks the stock index every morning. That said, he doesn't let the information change how he invests. Information is a tranquilizer. Also, I don't buy individual brands. I also have a rule that I will never invest in crypto assets.
I do what I want to do with my financial independence. It seems that there is a big-boned view of life at the root.
(Junetsu Watanabe)
"Jason Way to Increase Money" by Atsugiri Jason Pia 1430 yen (tax included)